All new 2024 clients will get a free u-haul for their new home purchase or sell with my real estate services.
All new 2024 clients will get a free u-haul for their new home purchase or sell with my real estate services.
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Effective August 18th 2024, a new law in the real estate industry has been passed that all prospect clients will have to enter in a representation contract with a Realtor in order to see homes unless its an open house they are not required to.
Reach out to me via email, phone, or fb to schedule a consultation in person or virtual. I will guide you through all the steps needed from start to finish.
This depends on your income, current debts, credit score, and the amount you can put down as a deposit. Your lender will provide you with a pre-approval letter outlining how much you qualify to borrow.
Prerequisitions:
Pre-qualification is an estimate of what you might be able to borrow based on information you provide. Pre-approval is a more in-depth process where the lender verifies your financial information and gives you a firm number on what they’re willing to lend.
I do have my own lenders I use, but you can work with any lenders as long as they met your requirements. Some down payment assistance programs are offered by specific lenders only and not all lenders can do them.
The down payment typically ranges from 3% to 20% of the home’s purchase price. There are also programs available that allow for lower down payments, such as FHA loans. I can guide you through the options.
There are many down payment assistance programs available for first-time homebuyers. Reach out to me to help connect you with one of my lenders to get started. Down payment assistance qualifications are usually a 620+ credit score - most prefer a 650+ score.
Closing costs cover expenses such as lender fees, title insurance, home inspections, and taxes. These usually range from 2% to 5% of the home’s purchase price. Your lender can provided a more accurate estimate based on your purchase.
Earnest money is a deposit you put down to show the seller you’re serious about buying their home. It’s typically 1% to 3% of the purchase price and is applied toward your down payment or closing costs if the deal goes through.
Yes, I do help with buyers who are relocating from out of state due to work or just wanting a fresh start.
I do not do rentals, but I do rent-to-own. I have a partner program I use if that is a route for buyers who are not ready yet. The process is similar to buying a house giving you up to 3- 5 years to buy the home if the offer is accepted.
Requirements:
For more information, reach out to me.
Typical costs include agent commissions, closing costs, any needed repairs, and staging expenses. A breakdown of all potential costs estimates are given to be reviewed first before any contracts are signed or accepted.
Yes, many sellers live in their homes while they’re on the market. We’ll work together to schedule showings at convenient times and keep your home ready for potential buyers.
Every situation is unique. Some clients prefer to sell first, while others choose to buy before selling. Whichever path you decide, with a consultation, I'll assess your options and find the best approach based on your specific circumstances.
Yes, I work with out of state sellers.
Minor repairs and updates can increase your home’s appeal and value. I will advise on which updates could offer the best return on investment, but not all repairs are necessary to sell.
The listing price is based on a combination of factors, including the current market conditions, recent comparable home sales in your area, and your home's unique features. I will provide a Comparative Market Analysis (CMA) to help you set a competitive and attractive price.
Staging can help buyers envision living in the space, making your home more appealing. While it’s not always necessary, it can result in a faster sale at a higher price. I can provide guidance on staging options, whether it's DIY or professional staging.
I use a comprehensive marketing strategy, including professional photography, online listings, social media, and traditional methods like open houses. We’ll create a customized plan to reach the most potential buyers base on your specific circumstances.
The timeline depends on factors like market conditions, your asking price, and the property's location. Homes typically sell faster in a seller’s market (low inventory), but I will work with you to optimize your listing and marketing for the quickest possible sale.
If your home isn’t selling as quickly as anticipated, we’ll reassess the pricing, marketing strategy, or make minor adjustments to make it more attractive to buyers.
It's typically best for sellers to be away during showings, allowing potential buyers to feel comfortable exploring the home.
Multiple offers are a great situation! I will help you evaluate each offer's strengths, considering factors such as price, contingencies, and buyer financing, to select the best one.
A contingency is a condition that must be met for the sale to proceed, such as the buyer securing financing or the home passing an inspection. I’ll help you navigate any contingencies to ensure a smooth transaction.
It’s a good idea to address any obvious issues, such as leaky faucets, electrical problems, or broken fixtures. I can also provide a pre-inspection checklist to help you prepare.
Need more information? Get in touch with me.
2353 Rice Street, Ste# 118, Roseville, MN 551133
Aiyuna Yang Real Estate Home Sellers | (651) 925-9028 | hello@aiyunarealestate.com | FB@ aiyunarealestate
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